The Blue Cash Preferred® Card from American Express comes with a solid 0% APR offer: 0% intro APR for 12 months on purchases and balance transfers, and then the ongoing APR of 19.24%-29.99% The only credit card problems I've had largely revolve around the limit imposed by the shop or trying to get the card unblocked after 2 failed repeat transactions. Citibank has two branches in Prague so you can always walk in and find out what may be the problem. We have used Citibank VISA credit cards here and had no problem in shops etc. Credit cards issues. American Express, Diner's Club aka Discover and Visa do not have chips so we have been unable to charge at the majority of places. We just left Amsterdam and are heading to Germany and Prague. I've had to use ATM's or banks with additionial charges to obtain cash. The best way to use a credit card is to avoid paying interest by paying off the balance every month on time. Interest rates, known with credit cards as annual percentage rates, apply to purchases 85 reviews. 31 helpful votes. 7. Re: Discover card acceptance. 1 year ago. Save. Discover is generally not accepted in Czechia, or elsewhere in Europe. There are exceptions (I did see few, including in Czechia) but they are very very rare. Visa and Mastercard are the way to go, everything else is hit and miss. If you are paying by credit card in the restaurant , ask to see the bill first before they swipe your card. Tip is sometimes included and you may be tipping twice. I am still not sure how the tipping - "roundig up " works. In reality the 840k rounded up to 900k as suggested by Tejashombre would be less then 10%. First, when you pay your full statement balance by the due date on your account, you can avoid paying expensive interest charges. The average interest rate is 24.10% (based on March 2023 data from I primarily use my AMEX in Prague. There are a few places which don't take it, but if they accept credit cards, then they will take Visa. If you use ApplePay, you can use it where you see a Visa contactless logo k25XQZh.

can you use credit cards in prague